Wood Shake Roofs in Nichols Hills Are Becoming More Difficult to Insure

Wood Shake Roofs in Nichols Hills Are Becoming More Difficult to Insure

Take a drive through Nichols Hills and you’ll notice something that makes the neighborhood unique. Many of the homes feature architectural details that simply aren’t common in newer developments. Among those features are wood shake roofs.

For decades, wood shake roofing was considered a premium roofing material. It provided a distinctive appearance, natural character, and a look that complemented many upscale homes throughout Nichols Hills and parts of Oklahoma City.

Today, however, many homeowners are discovering that owning a wood shake roof comes with new challenges.

Insurance companies, maintenance requirements, fire concerns, and long-term durability issues have all changed the conversation surrounding these roofs.

As a result, more property owners are evaluating whether it makes sense to continue maintaining a wood shake roof or transition to a modern roofing system that replicates the appearance while offering additional benefits.

Why Wood Shake Roofs Were Popular

Years ago, wood shake roofs were often selected because of their appearance.

Unlike standard asphalt shingles, wood shakes provided texture, depth, and a custom look that complemented high-end homes.

In neighborhoods such as Nichols Hills, they became part of the area’s visual identity.

When properly maintained, wood shake roofing can provide years of service. However, it also requires ongoing attention and care.

The Maintenance Challenge

One of the biggest differences between wood shake roofing and modern roofing materials is maintenance.

Wood is a natural product.

Over time it can be affected by:

  • Sun exposure
  • Moisture
  • Wind
  • Insects
  • Algae
  • Mold growth

Without regular maintenance, deterioration can accelerate.

Many homeowners discover that maintaining an aging wood shake roof requires significantly more effort than maintaining a modern roofing system.

Insurance Concerns

One of the most common questions we hear involves insurance.

Some insurance companies have become more cautious when evaluating older wood shake roofs.

Depending on the carrier, homeowners may encounter:

  • Higher premiums
  • Coverage limitations
  • Additional inspections
  • Replacement requirements
  • Underwriting concerns

Every insurance company has different guidelines, which is why homeowners should consult directly with their carrier.

However, it is becoming increasingly common for insurers to take a closer look at aging wood shake roofing systems.

Fire Resistance Considerations

Another factor is fire resistance.

Modern roofing materials are often engineered with enhanced fire-resistant characteristics.

While treatment options exist for some wood products, many homeowners are interested in materials that offer additional protection while maintaining an attractive appearance.

Modern Alternatives

Today’s roofing industry offers several alternatives that replicate the appearance of wood shake roofing.

Options include:

  • Designer asphalt shingles
  • Composite shake products
  • Impact-resistant shingles
  • Stone-coated steel systems

Many homeowners appreciate the ability to maintain architectural character while reducing maintenance requirements.

Considering replacement? Review our wood shake roof replacement options in Nichols Hills, then ask your insurance agent how any proposed material would affect your specific policy.

Impact Resistance Matters in Oklahoma

Oklahoma weather presents unique challenges.

Hail, wind, and severe storms affect roofing systems every year.

Many modern products offer impact-resistant ratings that may provide durability advantages compared to aging wood materials.

For homeowners planning long-term ownership, these products can be worth exploring.

Frequently Asked Questions

Can I still insure a wood shake roof?

In many cases, yes. However, requirements vary by carrier and roof condition.

Can modern shingles look like wood shake?

Yes. Several products are designed to replicate the appearance of traditional wood shake roofing.

Is replacing a wood shake roof a good investment?

Every property is different, but many homeowners choose replacement to reduce maintenance and improve insurability.

Final Thoughts

Wood shake roofs remain one of the most recognizable architectural features in Nichols Hills and certain older Oklahoma City neighborhoods.

However, insurance trends, maintenance demands, and severe weather considerations are causing many homeowners to reevaluate their roofing options.

Whether you’re maintaining an existing wood shake roof or considering a replacement, understanding your choices can help you make an informed decision.

Top View Roofing serves Nichols Hills, Oklahoma City, Edmond, Yukon, Moore, Norman, Newcastle, and surrounding communities.

Call 405-543-2920 for a roof inspection or consultation.

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Our Testimonials

What Our Clients Say

Top View Roofing place picture
5.0
Based on 63 reviews
Brandi Laib profile picture
Brandi Laib
2 months ago
I wanted to reach out to a roofng company and they did an excellent job. So I wanted to give them five stars.
Dakota Davis profile picture
Dakota Davis
3 months ago
The storms that came through Newcastle, Oklahoma did quite a bit of damage, but Top View made the whole process so much easier. They worked directly with our insurance company and took great care of us from start to finish. Everyone was professional, helpful, and easy to work with, and they made sure everything was handled properly without making the process stressful. Really appreciate the great service and communication throughout the whole experience. I would definitely recommend Top View to anyone needing help after storm damage. Great company and 5-star service!
Cesar Juarez profile picture
Cesar Juarez
3 months ago
Storm came thru in Oklahoma top view had the best prices and services than anyone else that i talked too. I would highly recommend using them for any storm damage roof problem
Caden Carney profile picture
Caden Carney
4 months ago
I am an insurance producer, and when requesting a form for proof of an impact resistant shingle installation, company owner was very prompt to send it over.
John Biggs profile picture
John Biggs
5 months ago
Easy to work with. Excellent communication. Does what he says he will do when he says it will get done!
MARTIN KELLEY profile picture
MARTIN KELLEY
5 months ago
Thank You, Top View Roofing. A while back storms came through and hit my home in Edmond Oklahoma. Being worried about the process of finding a roofing company I put it off. When I started contacting companies, Top View Roofing was the first to get back to me. Darby came out and talked to me about what options I had on my roof size and what type and color I wanted. The shingles and the rest of the roofing supplies were dropped off the next afternoon, and work of replacing was next morning. Being at work Darby and his crew kept me advised of progress throughout the day. Thanks again for helping with getting my roof taken care of.
Darnell Richardson profile picture
Darnell Richardson
7 months ago
Great communication, fast and efficient. Does great work. Would recommend!
Charlene Jordan profile picture
Charlene Jordan
7 months ago
This company is top notch and very thorough. The owner pays attention to detail.
chuck vance profile picture
chuck vance
7 months ago
Top view managed my Roof replacement from start to finish very professionally lm very happy with Darby I would recommend them to anyone needing a roof replacement
Brandy Freeman profile picture
Brandy Freeman
7 months ago
Top View Roofing did an amazing job with us. They were professional, cleared all the trash and materials, more than fair on their pricing. I have known the owner for some time so it didn’t surprise me that he took such pride in what he does and in turn his crew does as well. I highly recommend Top View Roofing.
Curtis Keller profile picture
Curtis Keller
7 months ago
Great experience from start to finish. Great job and pricing. Great people to have at your home.
Ashley Bulow profile picture
Ashley Bulow
7 months ago
We are from Denton, Texas, and switched to an energy-efficient metal roof 4 months ago, and the difference in our electric bill was immediate. Our AC isn't working nearly as hard during the Texas summer, and we've seen about a 27% drop in our cooling costs. It’s a bigger investment upfront, but seeing the monthly savings makes it worth it. Plus, our insurance company gave us a discount for the impact resistance! The customer service was fantastic, which made the transition that much easier. There was always someone to answer any questions or concerns I had. Will highly recommend!!!!!
As someone who works in home remodeling, I’ve worked around a lot of roofing crews over the years. Top View Roofing did a really solid job. They were easy to work with, showed up on time, and the workmanship looked great. The crew was respectful of the property and cleaned up well after the job. Always good to see a company that runs their projects the right way. Highly recommend.
Was a very pleasurable honest experience!! Fast , courteous, and professional 💯 %. Would absolutely recommend for any commercial roofing and gutters!!! A+A+A+A+. Thank you so much Mr Darby Kyle, your the best!!! Let's go fishing 🎣 😄
Amanda Madden profile picture
Amanda Madden
8 months ago
My great aunt got her roof done by Darby and his crew and we are extremely happy with the work. They were thorough and listened and answered any questions she had to where she understood it and got her repair done in a timely manner. Will be using them for any future roofing issues we may have and will definitely tell friends and family.
Elaine Liles profile picture
Elaine Liles
11 months ago
This was an excellent experience getting to put a new roof on our house. We are in Newcastle, Oklahoma and was really proud of the great job and the pretty roof we got thank you very much.
Elizabeth Davis profile picture
Elizabeth Davis
11 months ago
Top View Roofing did an amazing job on my roof! They were on time, professional, and offered a great price. The whole process was smooth from start to finish, and the quality of their work is outstanding. My roof looks perfect — I’ve honestly never been happier with how a home project turned out. I probably won’t need roofing work again for a long time, but when I do, I’ll be calling them without hesitation. Highly recommended!
John profile picture
John
11 months ago
I want to thank Darby for the new roof you guys put on. The job was done before we originally thought and everyone was very nice and pleasant to talk to on the crew. They cleaned up very well and that says alot. I encourage anyone reading this to call Top Veiw Roofing they will take care of you. I know any needs in the future I'll for sure call them for the next one. Thanks again guys.
Lawrence McLaughlin profile picture
Lawrence McLaughlin
11 months ago
Mr. Derby is a great man to do business with. He called me personally to make sure I was taken care of and all of my concerns were met. He does business like it’s supposed to be done, the old school way. Customers are clearly first with him. Please consider Mr. Derby and Top View Roofing when it’s time to replace your homes roof or gutters.
Cheree Bowman profile picture
Cheree Bowman
12 months ago
I got my roof done with them and I loved the colors they did with it! I highly recommend them to anyone who needs there roof done
Hannah McCall profile picture
Hannah McCall
12 months ago
This company stands out in the industry with its exceptional professionalism. They treat their customers like family, ensuring that your roof repair turns out much better than before. I highly recommend Top View Roofing for all your roofing needs. You won’t be disappointed!
Sherri Cobb profile picture
Sherri Cobb
1 year ago
Ty!! Top View Roofing!! The Excellent service you provided as soon as I called was a relief. My new roof was in perfect condition with from the products you roofed & decked with this summer. Crew, timely, polite & cleaned up well! The crew was knowledge in other areas. Eaves, paint matching Finished & done in 3 days. Prettiest roof in my area it matches my bricks. Very pleased and highly recommend Top View,Roofing! Ty for getting here this week to reassure me.
Connor Partin profile picture
Connor Partin
1 year ago
Best roofer in town! Darby is such a great guy, goes above and beyond for us!!
Ali Dizani profile picture
Ali Dizani
1 year ago
Excellent job and they cleaned everything up when they were done.
Virl McGuire profile picture
Virl McGuire
1 year ago
Top View roofing did a great job... I have no complaints!!
Curtis Baker profile picture
Curtis Baker
1 year ago
Grate guys to work with On time and good price
Kyle Redditt profile picture
Kyle Redditt
1 year ago
What can I say Darby this man met all my expectations and then some he said his guys will be at my house at 7:30 to start. They pulled up at 7:15 rolled everything out and exactly at 7:30. They were on top of the roof turn down. That did an amazing job on the cleanup. I was a little nervous that there might be some nails left over there wasn’t that took magnets all over to pick those up. I highly recommend using him.
Sarah profile picture
Sarah
1 year ago
My experience with TopView Roofing is always great. Use them for my real estate deals. They have great communication and do great work. Would highly recommend!!!
Nora Aguirre profile picture
Nora Aguirre
1 year ago
Top View Roofing is a very reliable and dependable company that provides the upmost quality of work in a timely manner. Darby is the sweetest and is willing to go above and beyond no matter what. I love that it’s a local company that has been established for over a decade. I will be using Top View Roofing for all of my roofing needs from here on out.
Jimmie Fletcher profile picture
Jimmie Fletcher
1 year ago
These guys were spot on very friendly did a jam up job on time - rain delays cleaned up great job looks perfect thanks for a job well done
Jesse James profile picture
Jesse James
1 year ago
5 star all the way. I had been dealing with shingles for 15 years, they would come off in all weather, even perfect days seemingly. Top View Roofing came in and installed a beautiful, and perfect black metal roof. All screws and lines matched up perfectly, nothing was out of line. They got it done fast, and for the price insurance was going to pay for just shingles. Even had a tornado 2 miles away, nothing even moved, highly recommend! 5 star all the way! It's your mistake if you go with any other company.