Why Homeowners in Mustang and Oklahoma City Shouldn’t Wait to Repair Their Roofs

Owning a home in Mustang, Oklahoma or the Oklahoma City metro area comes with its fair share of responsibilities, and one of the most important is keeping your roof in good condition. Between powerful thunderstorms, high winds, hail, and extreme summer heat, roofs in central Oklahoma take a beating year after year. Unfortunately, many homeowners don’t realize the importance of timely roof inspections and repairs until it’s too late.

At Top View Roofing, we work with homeowners across Mustang and Oklahoma City to repair storm damage, handle insurance claims, and install high-quality roofing systems that last. If your roof is showing signs of wear, here’s why acting quickly can save you thousands of dollars and protect your biggest investment—your home.

The Risk of Delaying Roof Repairs

It’s easy to put off calling a roofing contractor when life is busy, but waiting can create bigger problems:

• Water Damage – Even small leaks can lead to mold growth, rotted decking, and damaged insulation.
• Insurance Issues – Many insurance carriers in Oklahoma are changing policies from Replacement Cost Value (RCV) to Actual Cash Value (ACV) if roofs are older than 10 years. That means you may get paid much less on a claim if you delay.
• Higher Costs – A minor repair today may prevent a full roof replacement tomorrow.

Homeowners in Mustang and Oklahoma City should schedule inspections after every major storm to make sure small issues don’t turn into big expenses.

Common Roofing Problems in Mustang and Oklahoma City

Living in Oklahoma means dealing with unpredictable weather. Some of the most common issues we see include:

• Hail Damage – Bruised or missing shingles are a common result of spring hailstorms.
• Wind Damage – Gusts over 60 mph can tear shingles away, leaving your roof exposed.
• Heat Cracking – Oklahoma summers often exceed 100°F, causing shingles to dry out and crack.
• Improper Installation – Some roofs fail early simply because they weren’t installed correctly.

At Top View Roofing, our crews are trained to identify these issues during inspections and recommend solutions that fit your budget.

How Roof Age Affects Your Insurance Coverage

One of the most overlooked factors in roof maintenance is how your roof’s age impacts your insurance policy. Many carriers in Oklahoma now require a roof certificate before issuing or renewing coverage. Without it, you may not be insurable.

If your roof is over 10 years old, your insurance company may automatically reduce your coverage from RCV to ACV, leaving you with much higher out-of-pocket costs if you need a replacement.

That’s why Top View Roofing provides certified inspections and documentation to help you maintain the best possible coverage.

Local Expertise You Can Trust

Choosing a local roofing company makes a big difference. National chains may not understand the unique challenges of roofing in Oklahoma, but Top View Roofing is based right here in Mustang, OK. We’re licensed, insured, bonded, and committed to serving our neighbors in both Mustang and the greater Oklahoma City metro.

• We offer 100% financing options for roof repairs and replacements.
• We provide insurance claim assistance, helping homeowners navigate the process.
• Every roof we complete comes with a certificate of completion, which can be used for insurance purposes.
• Our crews use premium materials like GAF shingles, ridge vents, and high-profile ridges to ensure lasting protection.

Why Mustang and Oklahoma City Homeowners Choose Top View Roofing

Our customers choose us because we combine local knowledge with professional expertise. When you call us, you’re getting a team that:

• Understands the insurance claim process in Oklahoma.
• Knows how to handle storm damage restoration after hail and wind events.
• Offers affordable financing with programs starting as low as $89 per month.
• Stands behind every project with a workmanship guarantee.

We don’t just install roofs—we build trust and peace of mind.

How to Tell If Your Roof Needs Attention

Not sure if your roof needs work? Watch for these signs:

• Missing, curled, or cracked shingles.
• Water stains on ceilings or in the attic.
• Excessive granules in gutters after a storm.
• Rising energy bills from poor insulation and ventilation.

If you see any of these warning signs, schedule a free inspection right away.

Call Today for a Free Roof Inspection

Whether you live in Mustang, OK or anywhere in Oklahoma City, don’t wait until your insurance company denies a claim or a small leak becomes a costly replacement. Top View Roofing is here to help you protect your home and your family with professional inspections, repairs, and replacements.

📞 Call us today at 405-543-2920 to schedule your free inspection.

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